Agency Banking Solution

Agency Banking

Agency Banking

Extend your branch network through trusted agents—safely and at scale. Viobex delivers onboarding, KYC, float management, POS/USSD/app flows, cash-in/out, bill pay, and reconciliations with real-time monitoring and granular permissions.

Core Capabilities

Everything you need to launch, operate, and grow a high-performing agency channel—built for reliability, compliance, and low-connectivity environments.

Who Agency Banking Is For
  • Banks, MFIs & SACCOs expanding last-mile access
  • Fintechs and super-apps running cash-in/out networks
  • Billers & utilities collecting at agent points
  • Payout-heavy businesses (G2P, NGOs, payroll)
  • Remittance & airtime/data resellers
What You Get
Agent Onboarding
KYB/KYC, training modules, approvals, and tiered limits.
Float & Liquidity
Float wallets, rebalancing, cash management & alerts.
Cash-In/Cash-Out
POS/USSD/app flows with receipts and audit trails.
Risk & Controls
Limits, geofencing, velocity checks, and real-time flags.
Bill Pay & Collections
Utilities, taxes, school fees with instant confirmations.
Offline-First
Store-and-forward and USSD fallbacks for low coverage.
Reconciliation
Daily statements, dispute tools, and exports for finance.
Dashboards
Agent KPIs, heatmaps, alerts, and SLA-backed support.
Industries We Serve
Banks & MFIs
Last-mile deposits, withdrawals, and account opening.
SACCOs
Member onboarding, savings, and loan repayments.
Utilities
Bills, metering top-ups, and instant confirmations.
Government & G2P
Cash transfers, social payouts, and verification.
Telco & Airtime
Airtime/data sales and wallet cash-ins at agents.
Remittances
Cash pick-up, wallet loads, and KYC audit trails.
Retail & FMCG
Agent tills, merchant payouts, and inventory links.
NGOs & Programs
Field disbursements with controls and reporting.

We empower your the success of your branchless Banking

Let's Talk
Case studies

Proud projects make us excel

Rails ERP
Rails ERP
Software Development
Inventory, finance, CRM, procurement, manufacturing, Sales, reporting- all tailored for SMEs and Startups.
Case Study Details
Demerch
Demerch
E-Commerce
A multi-vendor e-commerce website with a mobile app for true Sellers and Buyers without scammers.
Case Study Details
Squaregigs
Squargigs
MOOC
A freelancer marketplace that connect Skills and Jobs. Post projects or bid for projects
Case Study Details
Rails Hospital Management Software
Rails HMS
Custom Software Development
The prospects for a company operating in this new market are varied and exciting. The potential …
Case Study Details
10
Happy clients
15
Finished projects
10
Skilled Experts
40
Years Combined Experience

Viobex builds secure, scalable software and infrastructure for African businesses. From payments and agency banking to ERP, IoT, and AI, we design, deploy, and manage solutions that help teams operate faster and grow with confidence.

Learn more about us →

Solutions
Services
Company
© 2025 Viobex.